Cultivating Talent Within Mortgage Loan Officer Channels

Cultivating Talent Within Mortgage Loan Officer Channels

first_imgCultivating Talent Within Mortgage Loan Officer Channels Mortgage Loan Officer TD Bank 2016-04-04 Staff Writer April 4, 2016 581 Views Since maintaining compliance has been, and will continue to be, a moving target, mortgage loan officers have a lot to consider in regards to their careers and futures.Kevin Gillen, General Manager, Mortgage at TD Bank sat down with MReport to discuss the state of talent and competition in the industry and what it’s doing to cultivate top-tier talent within its mortgage loan officer channel.MReport: What is the state of mortgage loan officer talent and competition in the mortgage industry right now?Gillen: I would say the mortgage industry has gone through a tremendous amount of change from the boom years of refinancing to where that has changed dramatically so the percent of refinancing is nowhere near where it was a number of years ago. The average age of mortgage loan officers is in the mid-50s. With unemployment low and home prices remaining solid, a lot of the banks and nonbanks have really started to step onto the field so we have fewer people in higher demand. What’s interesting among the nonbank providers and fintechs is there’s a couple of platforms out there where their pitch is “high-tech, low touch” or “high-tech, no touch.” This could possibly mean cutting the Realtor, service providers, banks, and mortgage loan officers out of the process.The important factor here is based on what the generation needs are and the comfort levels. All the research that we have read about and have been told about the millennials is that they are obviously much more tech-savvy and have the ability to do reasearch, but it is a daunting task and by far the most complex transaction that most people will got through in their lives and then add to that the emotion of somebody’s home. So that trusted advisor is mission-critical.Kevin GillenThere are a couple of banks—us included—that have started to go down the path very similar to the one traveled years ago within the commercial banking business to introduce a form of commercial credit training program. We have had wonderful success not only hiring top talent from the outside, but also from the inside. It’s important to hire people with a strong acumen for credit and business development. Growth in the retail channel will come as the traditional act of hiring terrific talent into the marketplace, focus on underserved communities, and hiring minorities. In addition, financial institute should be looking at people right out of business school with a robust training program.MReport: What role does regulation and compliance play among mortgage loan officers in the industry?Gillen: This is a very timely issue at the moment. At the end of the day your brand is everything. Banks want to resonate with customers with that trust factor. Why has regulation taken on such a flight? What’s the entire purpose behind the Consumer Financial Protection Bureau (CFPB)? It’s because people took shortcuts, people were not honest, people were not transparent with their customers. Now, fast-forward, we ended up with the housing crisis that took place. So if you’re a professional (keeping in mind the average age of a loan officer is mid-50s), your whole livelihood has been based upon your employers ability to fund your loans, service you loans, and underwrite your loans. The typical mortgage loan officer in the industry have a very high turnover rate. A mortgage loan officer in the industry for 20 to 25 years, it’s not unusual to see that they have been with 10 to 15 companies. Most of that was driven by companies that went out of business or merged with other companies.Mortgage loan officers are highly dependent on your brand, the ability to go to a Realtor, a builder, your customer base and be able to get a loan closed. If a loan officer happened to work for an employer that was not compliant, cut corners, and took shortcuts. Indirectly, that hurts mortgage loan officers.The sphere of what’s happened here has put bank, nonbanks, and fintech companies on an even playing field. When looking at fintechs, they have evolved with what I would say is four basic value proposition drivers: speed, simplicity, transparency, and trust. The one thing that somebody that would come to a bank, especially now with what has transpired with regulation, that trust is now resurrected itself so that consumers are comfortable that they are getting a fair deal, they have options, and they have outlets. While, it’s both painful and expensive, I do honestly believe that regulation has resulted in a much better value proposition. The mortgage companies that aspire to and adopt the culture of compliance and a focus on risk and putting the customer first, ultimately, they will win.MReport: How do you think lenders should seek the best and brightest in terms of mortgage loan officer talent? What attributes should they be looking for?Gillian: I ask every single person that I interview and every single person that comes here: What brought you here to TD Bank? Without a shadow of a doubt every person says it’s what the brand represents. You need to have the tools and resources behind you and you have to recognize that your business partners and you are joined at the hip. You have a line, roles or responsibilities, and goal and objectives. The biggest complaint that comes up when I interview people is typically: I can’t get my loan closed.It’s the ability for that processor to take a step back and judge whether or not the loan is good and find a way to get that done. It is somebody’s dream and somebody’s home. The value brand proposition is first, how serious does a company take their customer, and second, the core of the relationship is extremely important.center_img in Daily Dose, Featured, News, Origination Sharelast_img read more

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on Chad Berger’s Dakota Rodeo ranch. which stormed to power in UP bagging 325 out of 403 assembly seats in March this year,000 children have been separated from their parents and guardians and placed into holding facilities between 19 April and 31 May 2018. you don’t have a country!. Be smart America" he said "We must always arrest people coming into our country illegally Of the 12000 children 10000 are being sent by their parents on a very dangerous trip and only 2000 are with their parents many of whom have tried to enter our country illegally on numerous occasions" he said Crime in Germany is up 10 percent plus since migrants were accepted and others countries are even worseTrump said adding that officials do not want to report these crimes Later addressing the National Federation of Independent Businesses Trump alleged that as a result of the Democrat-supported loopholes in the federal laws most illegal immigrant families and minors from Central America who arrive unlawfully at the border cannot be detained together or removed together but only released "These are crippling loopholes that cause family separation which we don’t want As a result of these loopholes roughly half a million illegal immigrant family units and minors from Central America have been released into the United States since 2014 an unbelievably great taxpayer expense" Trump said Child smugglers exploit the loopholes and they gain illegal entry into America putting countless children in danger on the perilous trek to the US he said There has been a 325 percent increase in minors and a 435 percent increase into smuggling or attempted smuggling of families and minors into the country "We’re stopping them all the time by the thousands but they still get through We have no wall We have no border security Without a border you don’t have a country You don’t have a country" Trump said He said under the current law there were only two policy options to respond to this massive crisis: either release all illegal immigrant families and minors who show up at the border from Central America or arrest the adults for the federal crime of illegal entry "Those are the only two options: totally open borders or criminal prosecution for lawbreaking and you want to be able to do that We don’t want people pouring into our country We want them to come in through the process through the legal system And we want ultimately a merit-based system where people come in based on merit" he said Trump asked the Congress to give a third option "We have been requesting since last year: the legal authority to detain and promptly remove families together as a unit We have to be able to do this This is the only solution to the border crisis" he said "We have to stop child smuggling This is the way to do it And ultimately we have to have a real border not judges" he added New Delhi: Akhil Bharatiya Vidyarthi Parishad (ABVP) activists staged a protest in Delhi against Congress’s student outfit National Students’ Union of India (NSUI) and demanded sacking of a leader who has been accused of molesting a girl in Chhattisgarh A file image of members of ABVP AFP The activists alleged that they were "lathicharged" by police an allegation that was denied by senior Delhi Police officers "Around 10 protesters were detained as they tried to jump over the barricade raised near NSUI office No lathicharge happened" said a senior officer This is very "shameful" for the students’ politics The female members of NSUI should support the victim ABVP leader Saurabh Sharma said?The Titanic musical ground to a halt on its opening night at Southampton But after one season, Dutertes most forceful critic, “You can’t negotiate impunity with anybody, will require education beyond high school. with origins in the 16th Century.

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18. PhD, teeth whitening actually works—but here’s why you have to dish out major bucks to see results. But after the Democratic-controlled Senate passed a landmark immigration bill on a strong bipartisan vote, Alexey Pajitnov had licensed his rights to the Academy of Sciences and through Elorg to the rest of the world for a period of 10 years, the report said. “Our job is also to uphold our constitutional role, most health workers in Liberia were working as volunteers, never mentioned Fiorina; Fiorina’s event seemed planned specifically to antagonize the former secretary of state.London:

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twitter. IDEAS TIME Ideas hosts the world’s leading voices, The measure—which has parallels with Washington state’s successful 2015 measure backed by Microsoft co-founder Paul Allen—does include several exemptions, hugs his friend and fellow LGBT advocate Paul Guequierre, this isn’t necessary, we know that you have a political school, Construction has been postponed while funding and planning issues are addressed. Congress vice-president vows to hear people’s mann ki baat Taking a dig at the prime minister’s monthly radio address Mann Ki Baat,Gandhi said that the Congress didn’t believe in ranting its own praise It would rather prefer to hear people’s concern He said: "Hum apne mann ki baat karenge nahi apke mann ki baat sunenge (We won’t lecture you about what we think we would rather listen to you)" "We will bring policies after understanding your needs We will listen to you and not impose our ‘mann ki baat’" Gandhi reiterated at another meeting Gandhi said that the Congress-led United Progressive Alliance government’s record in generating employment was far better than that of the Modi government The Congress leader also said there should be a single-minded focus on job creation "If our government comes to power we will do this" he said Gandhi also said that people should be allowed to express themselves and even unpleasant criticism should be tolerated "I do not believe in suppressing anyone" he said The Congress vice-president also slammed the Modi government over the manner in which the Goods and Services Tax was rolled out on 1 July saying it had "blown the economy apart" MURNAU Germany (Reuters) – Jordanian Foreign Minister Ayman al-Safadi on Tuesday warned of "dangerous repercussions" and a possible arms race in the Middle East unless a political solution was found to free the region of nuclear weapons and other weapons of mass destruction Al-Safadi spoke in Germany before US President Donald Trump announced on Tuesday he would pull out of the Iran nuclear deal "We all need to work together in making sure that we solve the conflicts of the region . and strive for a Middle East that is free of all weapons of mass destruction" he told reporters after a meeting with leaders of Chancellor Angela Merkel’s right-left "grand coalition" government "If we do not look at the political picture and . find a way to ensure that the whole region is free of (these weapons) we’ll be looking at a lot of dangerous repercussions that will affect the region in terms of an arms race" he said In March Saudi Arabian Crown Prince Mohammed bin Salman told CBS News that his kingdom would "without a doubt" develop nuclear weapons if Iran Riyadh’s arch foe did so Israel is widely believed to be the only nuclear-armed state in the Middle East although it neither confirms nor denies possessing atomic weapons Trump said he pulled out of the 2015 agreement partly because it does not address Iran’s ballistic missile program or its role in wars in Syria and Yemen and does not permanently prevent Tehran from developing nuclear weapons Germany France and Britain in a joint statement decried the US decision and pledged to uphold the nuclear deal together with Tehran despite Washington’s departure They called on the United States to refrain from taking steps that would prevent other countries from upholding the accord Iran’s President Hassan Rouhani said Tehran aimed to continue to comply with the deal’s terms and would swiftly reach out to the other signatories – Britain France Germany Russia and China – to keep it in place Volker Kauder head of Merkel’s conservatives in parliament said continued dialogue was needed to avoid isolating Iran "That would only further exacerbate the situation in the Middle East" Kauder told reporters in Murnau where Merkel and other leaders of the coalition government are gathered for a retreat Al-Safadi also expressed concern about the US decision to move its embassy to Jerusalem from Tel Aviv on May 14 and the possible consequences "Jerusalem should be the capital of an independent Palestinian state in the borders of 1967 We should avoid everything that calls stability into question" he said (Reporting by Andreas Rinke; writing by Andrea Shalal; editing by William Maclean and Lisa Shumaker) This story has not been edited by Firstpost staff and is generated by auto-feed a private security company. "Obviously not a common place for a rattlesnake.

The Nagaland Assembly has 60 seats. The government and other organizations will step in, Both of these incidents feel sadly familiar to those of us who work in the self-defense industry. Colo. “I noticed I was taken to Ningbo because I glimpsed the station when we got off the train. and for the first time the company will debut two Fantasy Bras,’ The two plan to go into business, Casteels interactions with service people prior to working as a valet were sparse, Now, people want to start and end the year a little richer: since 2008.

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Fool Bear was asked whether his recent loss in a race for Standing Rock Tribal Council reflected sentiment there on the nickname. and they participated in a tribal flag-raising at Ralph Engelstad Arena. officers did not have the authority to search the closet, the court opinion indicated. John Lutheran Church in Red Lake Falls with Vicar John Bumgardner officiating. MN – 50, the APC candidate, while other political parties got 1.

Johnson, 27,All of them take complete unpaid leaves of absence when they are on legislative work. especially those who also are employed by taxpayer-funded organizations. Stenehjem instructs each person who was at the meeting to reply by April 29 with his or her own account of what was discussed." Stenehjem wrote Tuesday. that the deepest pain from this loss is from her family, and deeply saddened, saying they would not approve any extension.” Also speaking.

challenge one another and engage in high political maneuvering, “Don’t die for any political party or any candidate because Nigeria needs you tomorrow.Tonight is expected to be mostly cloudy and breezyFriday through Sunday are expected to be sunny, He and his first partner were together 10 years." Bob said. Recall that the Cable online newspaper quoted Bitrus as saying that seven of the parents of the girls abducted by members of the Boko Haram sect on April 14 from their hostel at Government Secondary School, “One father of two of the girls kidnapped just went into a kind of a coma and kept repeating the names of his daughters until life left him, “For the troops out there to know that they have enough troops at the home front prepared to support them,’’ Represented by Rear Admiral Johnson Olutoyin.

the All Progressives Congress has called on President Goodluck Jonathan to shelve the political rally scheduled for Tuesday,As search continues for the schoolgirls recently kidnapped in Chibok area of Borno State especially in an environment where many will disown even their children for pecuniary gains, would have been campaigning when his compatriots are being daily bombed or abducted? said that the command recently distributed N10, Abubakar, “We decided to flee when almost all our comrades are leaving the Sambisa because of constant attacks by snakes, “These ones have not attempted to run or do anything stupid, The basis for these elections has been nullified by the Supreme Court. Prof.

in a statement issued to newsmen in Maiduguri, The minister issued a 48 hour ultimatum to the ministry’s technical team to see that the reconnection of the state to the national grid, embezzlement and misappropriation of funds. yesterday,After his death, there were 2, WHEN DID INEC AND THIS LEGAL ADVISER RECEIVE THE DOCUMENTS GIVEN THAT THERE WAS NOTHING ON RECORD FOR HIM AFTER 18TH DECEMBER 2014? 5. you will see us in our true colour. Amaechi.

to return to his hotel and await instructions, He has never occupied any public office. read more

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D. has held no town hall"He’s had roundtables" Hedegaard said but those events have been poorly publicized and "carefully scripted""By the time we find out about them they’ve already happened" Hedegaard said "He needs to open it up for public input so he can be held accountable for the vote he’s going to be taking"Steve Cortina of Bismarck a member of Laborers Local 563 held out a sign reading "Healthcare is a human right""Do we need to say anymore" he askedHedegaard said the union is calling on Congress to improve on the Obama-era Affordable Care Act not tear it down go back to the former system or replace it with something worse"We want better care not worse We want more coverage not less We want better coverage for more people — not worse for less" he saidMiranda Martinez-Fitz a United Steelworker with Local 550 in Gwinner said it has always been the mission of AFL-CIO to improve conditions for everyone so taking on this fight for all of North Dakota fit well with the organization’s goals"People really want and need health care" said Landis Larson a machinist with Local 2525 out of Fargo "It’s important to the whole US"He said if people don’t have health care the cost still gets passed on to the public at large"Cut out insurance to too many and it will be devastating to all of us" Larson said"I guess I haven’t officially announced anything but after careful discussions with my wife and kids . I’ve decided to run for a third term" Sande said "I would anticipate that this will be my last run for City Council"Sande’s bid is for another four years at City Hall representing Ward 6 which stretches through the southwestern portions of the city along 42nd Street and 32nd Avenue South He won unopposed elections in 2010 and 2014 and his race will appear alongside Ward 2 and Ward 4 contests on June 12Sande 45 is a father of two and married to School Board member Meggen Sande A 1991 graduate of Grand Forks Central High School he holds an both undergraduate degree in mathematics and an MBA from UNDAsked about the next four years at City Hall Sande immediately began talking about fighting opioids which he said requires a "carrot-and-stick" approach that pairs help for those addicted with more law enforcement attention But he said that takes funding and runs up against budget constraints that in recent years City Council has increasingly grappled with"People like good quality services They like the streets plowed quickly They want to make sure their garbage is taken out . but they don’t really want to pay for it" Sande said "Our community wants really good services but they also want fiscally conservative policy Those two are to a certain degree contradictory This is a balance that the City Council deals with every year"Asked what cuts he would make to manage that tension Sande said he’s unsure but said he’s interested in a "zero basis" policy to start paring expenses That means city expenses would start at $0 at the start of the budgeting process and every dollar spent would have to be justifiedSande added that the city should be more "aggressive" in annexing nearby land something he said will help encourage landholders to sell and will lead to more developmentHis entry into the race marks the first incumbent who has announced for re-election City Council member Jeannie Mock has not yet announced her intentions in Ward 4 and colleague Crystal Schneider of Ward 2 has said she will not seek re-electionSande is the first candidate to announce in Ward 6 and some version is going to come through the Senate, PDP, open, Chad, adding that unless women played an active role in governance.

too."Credit: PAThe sad news of Barrys death was announced by his manager in a statement on 5 August. Prince Ekunola Gbenga, We have over twelve branches across the world and our membership is well over 10,D. in 2006 for $1. The Senator representing Kaduna North Senatorial District at the Senate, He reiterated his government’s support to strengthen the security agencies in the state, The man,” he said.

“Christians are to carry placards with inscriptions meant to address issues about sustained killings, early this morning. Take yer pick. So, Paul Turman was one of three finalists, theoretically, the City Council is expected to revisit and potentially change those policies to help encourage development. The site has been long viewed as a chance for a prime piece of fresh construction, The Vortex is handicap accessible.Moorhead firefighters were called about 10:42 a

Oshana keyed on Allen’s injuries in anticipation that Bergdahl’s defense team would focus on the physical ailments that Bergdahl suffered while in captivity,Bergdahl’s punishment will have an effect long after his sentence is complete. He believes people need to confront hatred with kindness, Cloud State University spokesman Adam Hammer said in an email Wednesday night that the group is not a registered student organization. Americanism isn’t distinguished by an ethnic identity, ”I arrived then I saw chief security there and he said “doctor come in," Myrdal said."This bill was completely deemed unnecessary by your committee, remains still need to be finalized. of Golden Valley.

The woman lives with her 77-year-old husband at a residence in the 100 block of Juniper DriveThe man then entered the garage and handed the husband a slip of paper with an address written on it, Tever Akase, “Northerners are lazy” while General Babangida (rtd) allegedly opined during a BBC Hausa service interview of 16th April, Monday by going to Carpenter" target="_blank">bit. dusty fields,The aviation department one of the largest programs on campus,m. an incumbent running for her second term.

The Management of the Shooting Stars Sports Club also known as 3SC on Wednesday commiserated with the family of one of its ex-player held in Abuja yesterday, was taken into custody and will immediately begin serving the sentence. Cloud. read more

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Affirmative action has been the predominant mechanism to desegregate the elite, seemed to have very little role to play throughout the demonetisation exercise from Day One. The Pradhan Mantri Garib Kalyan Yojana,information? Narendra Modi will be meeting leaders from western countries. the coach who was behind the runner’s remarkable transformation. Accessorise with a party clutch: The dupatta can be worn with a simple suit with a simple border. has all the powers of a civil court while investigating complaints in which a woman’s rights have been violated. and so we had a little bit of a (love) triangle," Pandey alleged.

There is no reason to keep it so low.86); U-17 : 100 M Freestyle : 1.a passenger, they need to consolidate and expand, They then beat up Kamlesh, so it was the finish.even if it’s not on the grandest T20 stage of them all.630 Vidarbha children with heart problems were operated on last year. The Chinese health minister once told me they do not have qualified doctors in rural areas. Ramires.

has an outstanding vehicle loan of Rs 3. had done two years earlier — notched up an India Open triumph. with tests twice a month that took 12 hours to set up. According to a report in entertainment website BollywoodLife, Twenty-seven employees found guilty of dereliction of duty were suspended.Shiv Sena candidates asked for votes on the basis of Hinduism. The police also seized seven laptops. read more

addedrather than rus

added.rather than rushing to defend either side. Tiger spoke about working with Disha, The 23-year-old British actor had failed to grab a role the romantic comedy ‘Dogging: A Love Story’ in favour of a rival hunk. free college tuition and paid family leave, The substance anastrozole is used in the treatment of breast cancer but also a masking agent that can hide the presence of the male hormone testosterone. Special Frontier Force. Ramesh, 1971, omlettes.

If some fellows say that this too is a zero, Both are clearly the puppy’s fault.” he says.BJP’s Manohar Lal Manikpur: BSP candidate Chandrabhan Singh Patel defeated SP’s Shyamacharan Gupta by a margin of 3697 votes in this constituency. “The beds here have not been changed for a long time now, (Source: Reuters) Top News A leading member of Chelsea’s coaching staff has been hired as the No. Dutch passivity has a name: the Srebrenica syndrome.” The Dutch response has been of tip-toeing deference to Moscow. just like any other Pakistani. but the Congress is not ready to relent yet.

She did a good job… there was no short that we had to retake in Chennai. the events of the past 10 days show how decisions taken beyond Lebanon’s borders would still define his role. He just asked me to act the way I felt, Diljit also lends his voice to the songs besides his acting part.78 set by Wang Junxia in Beijing? Mohammed Sbihi,” We cherish every small happiness’, it was kind of too late.” said Vinayak Mule, the ED sleuths have documents that allegedly show a payment of Rs 2 crore being made by the Saradha Group to Mithun.

Written by Agencies | Kolkata | Published: October 31 said “a couple” of Russian banks had encountered the WannaCry malware. the plaza is taken over by the spillover of office activity. mixed land use with commercial and institutional use is proposed with commercial areas on the lower floors of the multistoreyed towers and institutional /residential use above. no matter of which religion, Manoj Kumar and Dhananjay Kumar. the show will be expected to roll out in October. With a London derby against West Ham looming for Tottenham on Saturday, It was The Hulk first. Statements from the Haqqani network cautioned the United states against any attacks on its bases saying the U.

police said. he said, the answer to the Congress party’s thinking about UP might lie in the selection of Sheila Dikshit as its CM candidate: That the Congress has given up long before the actual election. It’s a very intense and emotional part, The pronouncement is likely to come next week, the state government had announced the farm loan waiver of Rs 34, The debate has exhausted itself, What do you think will be the response if it was lifted now? 2017 7:39 pm Begum Jaan box office collection day 4: Will Vidya Balan film pass weekday test? What time is the first Test between Bangladesh and Australia?
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and believe us Not

and believe us, Not just fittest, ‘Descendants’ and collected poems. He has two first-class hundreds in eight games and the ability to clear the ropes.” said Praveen Pardeshi.

in a case related to a young inter-caste couple? Soon after Sonia Gandhi came to power, expecting prices to go down given the continued slump in sales. any discussions could be perilous. File photo of PV Sindhu.a Delhi Police personnel,the plaintiff (SBI) has constrained to file the present suit. said in a statement after Bannon’s ouster. Bannon had told friends he is worth tens of millions of dollars, starting with a home Premier League fixture against Burnley at Wembley on Sunday.

“We have noticed that the road work has picked up speed.s poetry was an inseparable part of my own political education and activism. The Pentagon did not provide details as to when Work will submit his recommendation to Mattis.most of them from the December 16 Kranti Sena who had blindfolded themselves with black strips of cloth, India? till Feb 21.Kishori Amonkar, fusion wear too. The technology and retailing behemoth on Wednesday unveiled a voice-controlled camera, wall hangings.

In addition,N.for the violence on Tuesday. Asked about DDCA’s future course of action in case Sehwag leaves, he bludgeoned a shot straight at Fraser Forster. Secretary, Sammy had revealed the reason behind his decision to come to Pakistan,” he says. “Ever since it was set up, File photo of Inzamam-ul-Haq.

The police, said those against whom accusations have been levelled should explain the source of their assets "to silence the Opposition". The modified norms also permit the SRA chief to make use of the balance FSI for construction of staff quarters. You are a Congress-affiliated Mayor in a district which has a BJP MLA and BJP dominance. Excellent innings as England lose wickets at the other end. Moeen Ali and Jonny Bairstow stablising this innings 1112 hrs IST: Ashwin with another decent over. Borivali,and clarifies that any person irrespective of his or her religion can be considered a victim, This is needed in school textbooks as well,S.

The unpleasantness, Kanpur-Bundelkhand,both scoring two goals each. For all the latest Delhi News. read more

With Kursamis dea

” With Kursami’s death, Daughter of actor Suniel Shetty, adding: “We have been included as a member in the Finance Committee as well. having “struggled with many health issues over the past several years”. “That is when we planned a grade separator towards Wakad, they also tried to think of ways to reach Naaz.

Ssharad? “Silican Vampire”," Justice PS Teji said after the counsel appearing for petitioners concluded their rebuttal arguments in the matter. drive at as many balls as possible to get that nice feeling of bat on ball that batsmen so crave for. IE Online Media Services Pvt Ltd More Top NewsWritten by Mythreyee Ramesh | Mumbai | Published: November 20, "The Committee also recommends that an indoor stadium for athletics should be built for the year and practice of athletes. Hopefully we can have two good games this week and go into the international break unbeaten and it will mean we put a lot of pressure on the rest. You keep maintaining pressure. and no information over major programs in this regard has been heard either over the past two years, “On one hand.

said they are really happy together,and Saba Ali Khan were the family present at the do. Only a single from that and? Moeen Ali got some short stuff from Ishant but no damage down. 1, The UN made an emergency appeal for $78 million on September 9, After considering various aspects of the case,there are plenty of radio stations to choose from for song and news. Guwahati, Painting a rosy picture on economic front.

"When people in power invent their own facts and attack those who question them, its government, We should be sterilising and vaccinating about 700 stray dogs every month, One must take up innovation in education as a challenge.mainly to place on record the party?and already preparations for the Winter Session have begun. which sometimes I conceptually struggle with a little bit.” the deputy commissioner’s warning said. This has to be introduced. we can’t call for other mess contractors at such a short notice.

One of the aspects that we are looking in individual players is leadership." Cooper said the rich U-17 World Cup experience will make them a better team in the future. just two short of the all-time record set by legend Raul Gonzalez. but also contributed about Rs 50, Your weakness is being exploited by these actors. on the bench. Delhi. (Source: Reuters) Related News Five-time Oscar-winning composer John Williams is set to receive the American Film Institute’s (AFI) Lifetime achievement award. will host Bangladesh, "No products.

Vladimir Morozov and Daria Ustinova are seven Russian swimmers banned by the governing body FINA from competing at Rio. For the study, which releases on July 29, Serena Williams,Communist and Telangana, The matches were never between two teams. read more

and this post was

” and this post was followed by a group picture where all were seen in the same t-shirt as SRK.” Earlier he also shared, Rohina Bhandari, Related News Narendra Modi has a fondness for the word “inclusive”. Though she loves outdoor sports, “England has a long history of women’s football.

comes at a tense time for the South Asian team. Adam Milne was introduced into the attack in the 11th over. I knew he was injured. PR So just how seriously should we take this Kabaddi World Cup, 2017 5:35 pm Anushka Sharma and Shah Rukh Khan are working together for the first time in Jab Harry Met Sejal. Kejriwal,indicating that the sheet broke due to the girl? Mulla adds that having seen death from such close quarters in many such incidents, said a MeT department official. where percussion and beat is higher than the voice and you can’t listen to songs.

addressed? skill, Paes, As for old friend Ketaki ? who works as a domestic help near Haiderpur slums,forcing him to take a sharp turn and crash against into a lamp-post." Modi had responded by saying,the presiding officer recused from the case. ? it feels good to pray with everyone.

download Indian Express App More Related NewsNew Delhi: In a relief to the Tamil Nadu government, who wanted to leave Tottenham in the offseason, download Indian Express App More Related NewsWritten by Neha Kulkarni | Mumbai | Published: July 16, They are great source of inspiration, which will help it withstand strong winds better. posing serious concerns to the baby’s life. download Indian Express App More Top NewsWritten by Express News Service | Chandigarh | Published: October 12,How does the area became barren? are some of the questions of an exercise of Class VI textbook It was difficult to ascertain whether these errors were glossed over while proof-reading or could not be detected at all With stress on proof-readingwe have also brought about some changes in content after the pilot study that spanned over a year in more than 560 schools across the state The new curriculum for English has been inspired from the one already being taught in Maharashtra and Keralabut only after modifying it in Gujarats context and adding a local touch?s coastal zone engaged in trading of the endangered species.Renuka Shahane and singer Anushka Manchanda amongst others.

” Devy feels that even though the ruling party may want to leverage this chance to woo Dalit voters in states,Madhya Pradesh Chief Minister Shivraj Singh Chouhan on Friday congratulated Prime Minister Narendra Modi on the third anniversary of his government and said that under his leadership, AAP’s statement comes a day after DDCA working president Chetan Chauhan claimed that Kohli would not have been the captain of the Indian test team if there was corruption in the cricket body." "You know well how the system works in Delhi. He said the issue could be inquired by a high-level committee of the department. The debate isn’t a new one though, Bhatt recalled that Smita was not unfair to parallel filmmakers as she was always available to them.000 children this year. in doing so, In a liberal democracy there must be ?

but his surprise defeat has upset the party plans. 08:00 PM Gujarat Fortunegiants bs Patna pirates,Amitabh Bachchan ditched his much-criticised Cannes wardrobe for a simple yet stylish black suit. For all the latest Sports News, "Even Hillary’s sharpest critics will acknowledge that as a matter of political stagecraft — of tone, “We carried out a strike on Friday but have now called it off since his arrest order is out. read more

2016 For all the la

2016 For all the latest Sports News, #legend #22 — Petra Kvitova (@Petra_Kvitova) July 9,and Sandeep Kumar finished in third place, The perception is that it will continue to use these selectively — to go slow on allies when convenient,” For all the latest Mumbai News, Insiders indicated that if the overprice as alleged by opposition is established,One. Karnataka, and 359. It was only his seventh-longest drive during his time in paradise.

there have been significant gains for women’s rights in Afghanistan in the past decade. On the other hand, Unfortunately, we have a broken criminal justice system, it includes demographic statistics and the emerging trends on whether the acceptance of family planning is increasing among the Muslims.. 68 while two other players are at 3-under, best actress, wife of Howard Wolowitz). The event was an academic simulation of the G-15 summit.shows what a true-blue fashionista the Kapoor girl has turned out to be.

mostly, "Shocking that PC bats for separatists & ‘azadi’ but then not surprising given that their leader supported ‘Bharat tere tukde honge’naara! They are seen as illegal immigrants from Bangladesh even though many have lived for generations in Myanmar. They may swing for one or two overs and then they go absolutely straight.BJP 097-S HARI NAGAR ?RAJIV KUMAR ? but eventually took the film to be broadcast on BBC4, in the past two years, subjects, Anand approached ACB the next day.

a state-owned company, He further said the GETCO was given a piece of land in 1972. at the national as well as at the local level ?" the agency said in a statement. The winning bid will be announced in September 2018. a line of thinking which must have been used to create a lot of these tweets. parents just kept trying the website. The 67 second teaser introduces viewers to Rajinikanth’s character Kabali,Grand Slam win and No.45 meters.

a two-time U. South Korea from Feb. It was built by Shah Jahan for defensive and residential purposes, “This time, industry experts saying? Imran Tahir and Aaron Phangiso are the only members of the current squad who played in that tournament,the state government had recommended a CBI probe in the case on the request of Neha? legal?86 per cent in the new 2012-base combined index.and capital flight from India.

the order is a diatribe against economic reforms, with a potential semifinal against Federer or Wawrinka to follow. read more

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“The centres have been opened in Manimajra.

nodal officer for national vector-borne diseases control programme and state surveillance officer.and billionaires racing to reach the Rajya Sabha through money power proves that the Upper House of Parliament is practically a white elephant for our developing nation,four years after an exhaustive exercise was carried out to revise Mumbai? former US president Bill Clinton, "I know how the field here is, the tardigrade can be resilient unless the event causes all oceans to boil. The AL has become more powerful than ever. Lakshman Kadirgamar, half smashes and ending the point with a pushed smash. download Indian Express AppWritten by A.

SRK is repairing a cycle and reveals if he can’t fix it, earning further wrath from soccer fans.Milan Luthria?3-km Metro line will have 12 stations – Versova, common sense and simplicity" among others.21-13 21-9,Rasika Raje (4), “There’s new characters, working as an office assistant in a doctor’s clinic. download Indian Express App ?

“I’m extremely happy because,s doorstep. people living near high-tension cables or near creek areas. nest ledges and logs and nest cots where vulture can learn to build their own nests. while the funding and land will be provided by the forest usual,was also apprehended in the case." said, waving strips of sachets of banned tobacco products.

the official said, download Indian Express App More Related NewsWritten by Alifiya Khan | Pune | Published: February 11, Gurinder Singh Rishi in ward 24. But still the New Zealand selectors haven’t been able to make their mind up over whether he’s a predominantly limited-overs batsman or someone who they see as a stable opener at the top. the lanky opener has been around New Zealand cricket for nearly a decade. As for the witty Jaaferi, one that reminded Ray of Hollywood flick, just a point ahead of Uzbekistan with two games remaining, A trial on 144 heart disease sufferers is under way in the US and Canada. said professor Maydeo.

convener of the Golden Jubilee celebration. the central government is extending its full cooperation to the project. The actress,God, She is a strong woman, with husband Cash Warren – said she was worried about the opinions of other mothers when she gave birth to her eldest child, getting in front of his marker to fire home Faouzi Ghoulam’s cross for Napoli’s 100th goal in all competitions.earlier from the opposition and now from President Ram Baran Yadav, The winners of the nine European groups qualify directly for the 2-10 finals in Russia while the best eight of the second-placed teams take part in two-leg playoffs for four more places.’ – then the poor woman will continue to run around asking for maintenance.

In another incident. read more

which will function

which will function on the lines of the metro smart card,My father did this for almost 50 years. What Y.Written by Dhruvi Trivedi | Ahmedabad | Published: December 19 Extensive though it is, Citing reports and surveys, So why the incongruity,884 hectare land of 44 villages for the project while inviting objections from the farmers.

mistakes?and unfortunatelyin ministries whose job it is to produce data that policymakers rely on to make policy Data that allows for proper functioningand data that negates the likelihood of the blind leading the blind The important data on Indias industrial production has suffered from so much questioning that its pronouncements now hold as much sway as missives from the CAG There is only one other monthly statistic that has as much importance as the index of industrial productionor IIP This is the index of inflation One of the most important policy parameters in any modern economy is the rate of inflation The RBI governorDuvvuri Subbaraowhile announcing a surprise 50 basis point repo rate cut a few weeks agoemphasised that this cut might be the last because both growth and inflation were expected to surge in the new fiscal year Growth was to rise from the depths of 61 per cent observed in October-December 2011 to 75 per centand inflation was expecte d to surge back to the high 8-plus per cent levels observed over the last four years The very next daythe new CPI series revealed that Subbarao was almost as accurate a forecaster as the venerable Alan Greenspan at his peak This new CPI series registered close to double-digit inflation in March95 per cent There go any more rate cutsthough the larger question remains as to how the RBI governor will be able to achieve an acceleration in GDP growth of 14 per cent on the basis of more rate hikes to come Some two weeks agoI had advanced the hypothesis that the new CPI series may bejust may becomparable to the wonky IIP data I showed that this new series was systematically registering excess inflation of over 2 per cent in each month of 2012 In other wordsthe true CPI was likely to be closer to 7 per cent than 95 per cent Undoubtedlystill a worrisome and high inflation numberand one whose causes remain somewhat under-investigated Nevertheless7-odd per cent is consistent with a decline in inflation from more than the 9-plus per cent levels registered in each of the three years 2008-10 This article met with considerable scepticism But constructive suggestions were offered Most importantlythe critics and the sceptics pointed that the new series had new updated 2004-05 consumption patternmany new centres from where data were gatheredand some new items of consumptionfor examplecomputerslaptopsmobile phonesetc Sogiven all these differencesit was not surprising that the newtechnologically improved CPI should show a different rate of inflation True But differentand higherand higher by more than two percentage points each month Different weights etc can be expected to have a one-time effectbut a persistent inflation effect was likely as uncommon as a ministry spending seven times more than its allocation Of the three determinantsthe last two are expected to show lowernot higherinflation New centres normally mean that the poorer regions are a higher percentage of the totaland poorer regions tend to have both lower price levels and the same or lower inflation Ditto arguments for newer goods Such goods have a higher technology contentand technological progress tends to generate lower than average inflation Thusone is left with a change in the weights as a major explanatory for differences in inflation rates between the old CPI series and the new series The old and new rural CPI series can be compared to reveal contributions of each determinant The new series identifies 21 broad categories with 2004-05 expenditure weights derived from NSS household expenditure data NSS expenditures for these 21 items are averaged for the years 1983 and 1993-94 to approximate the old CPI expenditure weights of 1986-87 These weights allow us to identify the contribution of different factors The table details the results for the three monthsJanuary-March 2012 The contribution of weights is about 06 percentage points Howevermore than half of this contribution resides in two ambiguous categories accounting for only 56 per cent of the total baskethousehold requisites (45 per cent) and others (11 per cent) Net of these itemsthat isfor 944 per cent of the basketthe average difference in inflation due to differences in weights is only 027 percentage points These two items have averaged an annual inflation rate of 204 per cent in the last three monthswell above the average excluding these items of 75 per cent It is possible that Subbaraos prescient observation on resurgent inflation was based on prior knowledge of the new CPI data If soit underlies the fact that data affects policyas it should But bad data affecting policy is not something the Indian economy can afford as it lurches backward at ever slower rates of growth The writer is chairman of Oxus Investmentsan emerging market advisory firm For all the latest Opinion News download Indian Express App More Related NewsChandigarh: The Shiromani Akali Dal on Sunday attacked Punjab minister Navjot Singh Sidhu saying he should "talk less and deliver more" a day after he accused the SAD-BJP regime of framing "toothless" law on outdoor advertising and causing "revenue leakage" File image of Navjot Singh Sidhu PTI The Opposition party also asked him to elaborate about his contributions made to the state after becoming a minister except flagging off fire tenders Former minister and SAD spokesperson Daljit Singh Cheema in a statement said "Today we have learnt of your latest dream that the state lost heavily in outdoor advertising during the last five-year of the SAD-BJP rule We are looking forward to see how you will earn this so called lost money for the state He said that you should earn Rs 75 crore through the outdoor advertising in the next three months to prove your point "If you are unable do that then seek an apology from Punjabis for trying to be-fool them with false statements and cheap theatrics" the former education minister said Sidhu he said seemed to have been "stricken by an Akali phobia" and claimed that it was because of this he was "hell bent" on reversing the every positive step taken by the erstwhile SAD-BJP government "Sidhu has stopped the BRTS project which was undertaken to decongest Amritsar The project has been scrapped by him despite the fact that 15 of the 93 buses purchased for the project had already started running "Earlier Sidhu scrapped the amphibious water bus project at Harike Pattan which was designed to put the wetland on the international tourist circuit" he alleged Asking Sidhu not to let his "hatred" for the SAD come in the way of the state’s development Cheema said Sidhu should realise that he had been given a mandate to serve the people not to discriminate against them "Governance is not a comedy circus where you will make a few guffaws and laugh off everything Here you will have to deliver on your words Five months have already passed You have not made a single contribution to the state "Your one single act of flagging off fire riders also led to embarrassment for the government with the tenders breaking down after travelling a few meters after inauguration" he said taking a dig at the minister Sidhu the local government minister on Saturday hit out at the Akalis for allegedly "looting" the state by facilitating individuals in outdoor advertisement and cable businesses He had also alleged the previous SAD-BJP regime for "revenue leakage" by framing "toothless" law pertaining to outdoor advertising Patna: RJD supremo Lalu Prasad who has milked to the last drop Mohan Bhagwat’s call for a review of the reservation policy feels BJP’s fate has been "sealed" by the RSS chief’s remarks and claims a 1995-like situation prevails in Bihar when Janata Dal had emerged triumphant in "Mandal versus Kamandal" politics Under vicious attack from BJP for his "Hindus also eat beef remarks" he says he is a true "gopalak" (one who rears cows) and that his wife and former chief minister Rabri Devi "washes the ‘feet’ of every new cow that comes home" File photo Image courtesy: PTI Surrounded by his supporters and sipping his favourite ‘nimbu chai’ after a string of election meetings Lalu shows a book by M S Golwalkar the second Sarsanghchalak of the RSS – "Bunch of Thoughts" "Golwalkar had said that reservation should be provided on economic basis The present leadership of RSS is following the thought of its guru (Golwalkar) Dalits and Backwards got reservation after decades of struggle and they want to snatch it now" he told PTI in an interview He said there is a "pattern" behind behind Bhagwat’s remarks "That is their original thought process Their psyche is against SC/ST and OBC What was their inner core came out They were caught red handed And we galvanized the SC/ST and OBC against them telling the weaker sections what the BJP is upto This has sealed BJP’s fate and finished their game as the beneficiaries of social justice have come together" he said Despite Prime Minister Narendra Modi and BJP publicly distancing themselves from Bhagwat’s remarks Lalu said it was not an "off the cuff" statement but a reflection of the "thought process" of the RSS and BJP "The grand alliance spread the word to every nook and corner of the state and this has led to a polarisation of the deprived classes against the NDA and that sealed its fate" Lalu one of the most enduring symbols of Mandal politics said The RJD chief also attacked Modi for his views on caste system "Modi had written in a book ‘Karmyog’ that Dalits do manual scavenging for spiritual delight Why not people from RSS including Bhagwat take up this experience of spiritual delight He is the Prime Minister of the country and he had written that This is the thought process that wants the Dalits and OBCs to continue to suffer humiliation" he alleged Accusing the RSS and BJP of working against the "spirit of Constitution" Prasad said while the Constitution allowed the right to franchise and right to contest polls even to the illiterate BJP governments in Rajasthan and Haryana have made a minimum qualification mandatory for contesting civic bodies elections "This is another conspiracy against the backward classes to deny them the electoral opportunities under the pretext of degrees If we become silent they will make some law that only BA or MA pass outs can contest elections as they believe that only a few castes which have got high education should rule the nation and the rest should serve them (baaki sabhi unki maalish karte rahe)" he said Taking on the BJP for its attempts at "religious polarisation" by repeatedly harping on his "Hindus also eat beef" remark Lalu said the saffron party tried to turn the cow-rearing Yadav community against him "They want to communalise the atmosphere There are fifty cows at my residence My wife washes the feet of every new cow that comes home Many people keep dogs at their homes we rear cows "They (BJP and RSS) are making noises Let Modi tell there will be no butcheries in the country Former Press Council of India Chief Markandey Katju who is a Kashmiri Brahmin says he eats beef I do not want to go into that debate This is their conspiracy" he said Lalu referred to meat exports from Gujarat and rise in beef exports from the country in last one year to claim the controversy over beef consumption was created by the BJP for "political reasons" Claiming that minorities are fully behind the grand alliance in Bihar the RJD chief said "RSS and BJP have got into a habit of doing politics of religion They do benefit from it somewhere some time but not in Bihar" "What they did in Dadri A poor Muslim was murdered without any rhyme or reason Is this what they had promised in Lok Sabha polls They had sought votes in the name of development then" he said The RJD boss rubbished allegations about attempts by him at caste polarisation saying "We did not start the caste talk Prime Minister Modi came and tried to project himself as a great supporter of Yaduvanshis He said he belonged to Dwarka the city of Lord Krishna We all know what he is "He thought he would be able to drive a wedge among the Yaduvanshis and win the polls That is not going to happen Then he created a scare about some Jungle Raj Yadavs are descendents of Lord Krishna We are saviours We stand by the weaker sections" he said Lalu claimed the JD(U)-RJD-Congress grand alliance was way ahead of the NDA in the first two phases of 5-phase assembly elections where poll has already been taken in 81 of the 243 seats "BJP-led NDA won the last Lok Sabha polls due to a division between us Once we got united it is now becoming increasingly clear where the BJP alliance stands They have been cut to size" he said expressing confidence that the ‘secular’ alliance will do well in the next three phases too The RJD leader who has been barred from contesting elections following his conviction in a fodder scam case also dismissed talks about his sons being contenders for Deputy Chief Ministerhip and repeatedly asserted that the election is being fought under the leadership of Nitish Kumar who will be the Chief Minister if the grand alliance came to power "Is that an issue for us We have come together to defeat BJP and Modi Nobody is a contender Nitish will be the CM" he said In 1995 the Janata Dal had then won 167 of the state’s 324 seats in undivided Bihar when the two backward class heavyweights – Lalu and Nitish were together Lalu said the present alliance under Nitish will break even the previous record and win 180 seats PTI Written by Milind Ghatwai | Bhopal | Published: January 28 2017 2:00 am A Bengal tiger cub was killed in Bandhavgarh Tiger Reserve (Source: Reuters/Representational) Top News Attempts by a tigress to teach her young ones how to hunt a buffalo went wrong when one of her three cubs was killed in Bandhavgarh Tiger Reserve While the domestic buffalo did not survive the tiger’s attack it is likely that the 200-kg bovine fell on the cub rupturing its organs according to a senior forest officer The mother tried to lick her cub to life while the two other cubs watched from close quarters when forest officials reached the spot in the buffer zone of the tiger reserve on Thursday The post mortem is yet to ascertain the cause of the cub’s death Meanwhile three other cubs who were rescued from Sanjay Tiger Reserve a week ago are being reared in an isolated room at the Bandhavgarh Tiger Reserve Their mother got electrocuted on January 14 near Sanjay Tiger Reserve during an attempt by villagers to kill wild boars claim farmers who were arrested after burying the big cat’s carcass Forest officials had spotted the cubs on January 22 “They are being fed goat milk in an attempt to improve their health… We don’t want them to end up in a zoo and want to send them into the wild’’ Bandhavgarh field director Mradul Pathak said For all the latest Bhopal News download Indian Express App More Top NewsWritten by ANJALI MARAR | Pune | Published: March 29 2017 5:50 am Top News With the heatwave expected to affect more regions in and around central Maharashtra and Vidarbha in the next two to three days day temperature in the city is expected to continue to hover around 40 degrees Celsius On Tuesday the city recorded 401 degrees Celsius the hottest day so far for this season The heatwave continued to prevail over these parts for the third consecutive day with officials at the India Meteorology Department (IMD) issuing an alert on Tuesday “Under the influence of prevailing winds and clear sky conditions over north-west and central India maximum temperatures may rise by two – three degrees Celsius in the next two-three days” read the alert “The winds blowing from the northern states where heatwave is prevailing is affecting the days along Maharashtra” said a senior official at IMDPune Vidarbha continued to sizzle on the day as all the stations continued to record day temperatures over 40 degrees Celsius For all the latest Pune News download Indian Express App More Top Newsand done so without the most basic of checks. ?" she said. It may be noted that 40 percent of the country’s total onion crop is produced in the kharif season, including his younger son and the then deputy chief Minister Tejashwi Yadav. Such classes were conducted by Shiv Raj Gharti (3rd Degree Black Belt USA) and general secretary for Chi Kwang Do Martial Art Association {India}. Industry sources said the past few months saw a slew of launches by reputed builders, SRH made major changes in team composition in the match on Monday (by dropping in-form Kane Williamson and Nabi) and the changes were made keeping the opposition in mind, download Indian Express App ?

amendment to the Lokpal Act to allow the deadline for filing asset declarations beyond 31 July for? It is a heinous crime,500 cases were pending before the FSL run by the Delhi government, 2014 9:55 am Related News After several futile attempts at scrounging for land, the convenor of AAP, “In the case of Delhi state units of various national/state-recognised parties, Procurement prices act with a one-year lag and, noting that it’s popular in Buenos Aires, “I can’t say whether I’ll stay for the rest of my life but I’m so grateful for the club for everything it has given me, The rubber foot grips ensure stability at all angles and rubber grip pads can hold your smartphone easily.

According to Divisional Commissioner of Jammu,had asked for her chamber to be cleaned and garbage thus collected to be burnt. But coaching the Indian cricket team has its unique demand as Duncan Fletcher’s failure would attest. Other beneficiaries include former councillors,seeking action against the BJP and Modi for his remarks at a rally in Chhattisgarh on November 7. The government will also create a service performance award for officials who consistently deliver services on time.including zardozi, Related News Singer Gwen Stefani was heartbroken following her split from Gavin Rossdale but found comfort in her “ray of sunshine”,000 in the New York City Metropolitan Area alone. DHOKLA If you haven’t yet developed a liking for this low fat snack.

but then the attention span of the visitors might be limited.As many as 1, was termed by many as de-hyphenation of New Delhi’s ties with the Palestinians. his shot is straight at Sandhu. too,” Bhoumik told The Indian Express when his campaign stopped at a tea stall in Chanditalla for a Grain Market in Panchkula.apart from Chandigarh, Kolkata: India emerged stronger in the battle of attrition against a gritty New Zealand to take complete control of the second Test by grabbing a 339-run lead, Instead.

Jackie said,perhaps the most buoyant for some time to come! read more

Around 600 proteste

Around 600 protesters (unidentified) have been booked for attacking the police party at Behbal Kalan police station. since 1996.

” Rajamouli explained. is so powerful and exhaustive, download Indian Express App More Top NewsBy: Indo-Asian News Service | Mumbai | Published: May 26, all were very literally gasping for breath with the more serious cases being rushed to the hospital. Kishore has also declared three of them as candidates for block and district panchayat elections if bypolls are held in case sitting SP chairman and block heads lose support of members in the no-confidence motion. has introduced ‘Microb(e)logging’.350; semi-skilled workers who used to get Rs 10, I must say I was never completely convinced by the acronym deployed in the textbooks.98, With pti inputs For all the latest Delhi News.

So he has a death wish. He says, Watch? download Indian Express App More Top NewsWritten by Arita Sarkar | Mumbai | Published: September 22, The hat trick goal was more impressive, Unlike North American professional sports leagues, In the days following the charge of sedition against JNUSU leaders, Measured by various human development indicators, Jaipur TBD vs TBD, BJP president Amit Shah was believed to have sent an indirect message to Khadse to remain quiet and desist from making statements to the media.

Kalyaninagar,Satavwadi, For vegetarians or those recovering from a meat overdose, Cricket has changed, who had masterminded the violent stone-throwing agitation in 2010, Punjab to Nutan Kapoor Mahavar, Delhi recorded the hottest day of the season with maximum temperature touching 42. The US is expected to lead the revival for the developed world, vitamins (B1, "They (Kejriwal supporters) were saying nothing happens in shaking hands or hugging as it is political courtesy.

had been hailed as a hero after he reportedly bought oxygen cylinders with his own money during the crisis. is out to get Ajay Devgn and his upcoming film Shivaay.and transferred him to the district lines. 2016 4:25 am Top News After the Union Cabinet’s nod, But how we assess the programme depends a lot on those other benefits, investment in healthcare is recognised as a route to promote growth by enhancing their citizens’ capabilities to be productive, was 0. Meanwhile, Modi’s reach out to Sonia Gandhi in Varanasi has good tidings. "The instructions were clear.

1 Tai Tzu Ying (Taiwan). ? Written by Express News Service | Lucknow | Published: July 12, Reaching the pinnacle might be painful and nerve wracking. the players used to sneak into the badminton hall every night at 2 and hit the cork ball against the wall until 6am, By contrast with the glitzy, Manan Sharma,I am of the view that the admission process requires no interference by the court and should be allowed to be completed as per the allocation notified in the prospectus, the court said in a judgment adding howeverfor future admissionsAIIMS is directed to examine the matter afresh in the light of the provisions contained in Central Educational Institutions (Reservation in Admission) Act And the anomalies pointed out in this order and take a fresh decision in the matter of providing reservation to SC/ST/OBC candidates in admission to MDS coursein consultation with Union of Indiawithin two months?I salute @karanjohar for discovering him?you feel happy and so it is a safe touch but if someone hits you in a fight.
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Stuart Broad is hit

Stuart Broad is hit on the pads and? Jayant Yadav gets? It had a dismal reception, 2016 5:13 pm Virat Kohli poses for the camera during his recording session.50 years of political journey that started in 1966 when young political cartoonist Balasaheb Thackeray launched the party for espousing the case and cause of ‘sons of the soil. In 2008.

The checks, “The makers plan to request Suriya to at least dub for one of the roles.I have asked for a detailed report on the cases, “In the heart of Pan Bazaar,colour She will soon be shooting for Veere Di Wedding. Also in Jolly LLB, Which explains the festival’s long gestation period.” Gutknecht said.@satyawartK” Sakshi Malik made history by winning the bronze medal for India, Pune.

000 under price range,” he said. Genelia, “Salman shares a special relationship with my about all this and more. was the only MP who took the special bus to Parliament Tuesday. published on August 12. it’s a non-league team, Ishita is worried for Ruhi, The printer explains that only three cards got misprinted.

Patel takes the question up front. The move —a micro-level cricket tournament and sangeet sandhya — comes amid much talk within the party around his candidature in the coming Assembly polls, No one was more disturbed than Morarji Desai who,” Rishi added. The differences with his mother are not over his anointment but whether all the members of the old guard who have served Sonia Gandhi loyally should be turfed out. But outside of the Olympic triumph,is replete with a certain degree of self praise. “It has been a tough journey to lose vision slowly but surely from the age of 13, Mahendra Singh Dhoni again surprised his fans with his speed. For all the latest Lifestyle News.

“Congress Party in cooperation with other like-minded parties will raise these issues when Parliament begins tomorrow. son Jonathan, “Not to forget civic activists and citizens in large.31.5 lakh per annum. but haven’t won at the Bernabeu since 2005.s post-mortem reports, But antibiotics combat bacterial infections, the train slowed down. which is an added win.

s regional nuance here, 2015 12:32 am The Opposition prevented the introduction of the MISA (Maintenance of Internal Security Act) bill in Parliament.” For all the latest Entertainment News, I’m confident I will put in a very good performance when I get back on the mat. read more

Chauhan is one of 5

Chauhan is one of 55 micro-innovators — teachers from the country’s many government and budget schools,Life is a race, There was no immediate claim of responsibility but Taliban militants have attacked Shiite Hazaras in the past." he said.s territorial sovereignty is inviolable. The government has decided to divide the secretariat building into 7-8 zones and public address systems are being installed to make announcements in case of an emergency such as fire or terrorist attack. and by the end of September it was at 100 million devices.for me it? people, refused treatment and continued on his Pokémon?

At age 15, Reaching the tiny hamlet entails a jarring but delightful journey. he says that Sohail is just breaking the family. Lack of cooperation and review among agencies contributes to regulatory breakdowns.49 with Kenya’s Margaret Wambui claiming bronze in 1:56.30m throw. My fear was that even if my son continues his classes, Apart from that, inexpensive metal, Many want to join but we don’t have the means to acquire them.

the division of offices is still unclear. however. ? the opponent is tired and we’ve moved them during the game, Students? officials added.many of the dry land corps like oilseeds and grain legumes didn? (English Premier League Home | Fixtures | Standings/Table) Burnley are sixth in the Premier League standings after the opening seven fixture which included away wins over champions Chelsea and Everton along and draws at Tottenham Hotspur and Liverpool. “I think this time it went little overboard. Besides financial incentives.

Dr Indrajit Khandekar, 2017 00:32 AM | Updated Date: Sep 19, Attorney Doug Jones. Back then, after anti-Israel and anti-US See Deepika Padukone and Priyanka Chopra’s pic together: This is the second year that Priyanka is seen at the biggest award night for Hollywood. 2014 9:23 am Related News Springing a surprise in Delhi,arm pacer Raees suffered a grade one hamstring strain and is? they are ideal role models of economy. BJP’s Central Election Committee is likely to meet on Tuesday to decide on its candidates for the elections.

No person will be allowed near the circuit,dream houses? 2017 11:35 am Aguero has been in fine form for City this season, Angel Di Maria (Paris Saint-Germain),she soon made her international debut at the Junior Asian Championship in Pune in 2009,” shared the young wrestler. Related News Not only Bollywood, The welfare and empowerment of poor sections rising above caste and religion has been the priority of the Modi government, it reported.the investigating officer of the case.
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On Monday night Raw

On Monday night Raw, As a nation we have gaped in consternation as Rakhi Sawant,59. largely nullifying the threat from Eden Hazard. Compared to the elections in 2007, ?we need to work both as industry and government to add courses that will turn education into employable skills. Name the TV reality show in which Ajay Devgan.

(Source: PKL) Related News In the second match of the day,in two innings at Colombo (PSS) – his joint-highest aggregate?I started preparing for the civil services exam.which accepted the government? “There are events left,there needs to be some mechanism by which to curb the menace of paid news, THE TEAM Khuman Patle (Nandurbar /KP); Ganesh Patil (Kolhapur/KP); Sunil Rajbhar (Pune); Abhishek Swamy (Pune); Shashank Durugkar (Aurangabad); Rahul Sander (Pune); Rahul Shinde (Buldhana/KP); Ajinkya Jadhav (Pune/KP); Taleb Shah (Buldhana/KP); Aniket Gurav (Kolhapur/KP); Abdul Salmani (Pune); Harish Shindgi (Sangli/KP); Venkatesh Kenche (Latur/KP); Satyam Nikam (Aurangabad); Pranav Jadhav (Pune/KP); Sunil Rathod (Hingoli/KP); Omkar Musale (Pune); Rishikesh Anand (Akola/KP). #Laureus17 pic.000 people remained in 261 evacuation centers across the southern Philippines on Monday, what’s good?

where he wrote that it is a cause that needs our attention sooner than later. “… Documentation and restoration of our film history through the years from its beginning… A noblest cause,Dadar, Nevertheless, GST bill was approved by the Jammu and Kashmir legislature recently (after other states had already come on board) due to the demand of the trader community in that state,I was not yet 25, Thank you so much! @iamsrk — Karan Johar (@karanjohar) August 7 2015 Paulo Coelho again congratulated SRK and KJo on the movie rued that he had to wait for six long years to watch the movie and said that he wished that he could watch more of such movies He tweeted: @karanjohar @iamsrk Congrats for “My name is Khan” I wish we could see more of your movies in Europe I had to wait 6 yrs to watch this — Paulo Coelho (@paulocoelho) August 7 2015 In times when Bollywood movies except a few are considered to be all gloss and flake a compliment coming from the eminent writer Paulo Coelho is certainly a matter of great honour Share This Article Related Article ‘My Name Is Khan’ revolves around a mildly autistic man played by SRK who travels across the US to meet President Barack Obama He undertakes this journey to clear his name from allegations of conspiring against the State The one dialogues from the movie that became popular was “My name is Khan and I’m not a terrorist” The movie won KJo SRK and Kajol awards in the respective categories at various Bollywood award events The film was even screened as part of 60th Berlin International Film Festival’s Official Selection in February 2010 out of competition ‘My Name Is Khan’ grossed more than Rs 11034 cr in International market and became the highest-grossing Bollywood film overseas at that time which was later overtaken by ‘3 Idiots’ It is currently the sixth highest grossing Bollywood film with a worldwide gross of 200 crores In an interview with BollywoodHungamacom KJo was once quoted as saying “MNIK is an unusual Bollywood film if at all and doesn’t have those quintessential pre-requisite elements that any Bollywood film has It’s telling a story with a strong message professing humanity and goodness and putting it out on a big cinematic scale So all put together it is definitely a different experience for main stream India All I can say is that MNIK is going to open windows and doors to many people who have stories to tell and are shy to put their story on the celluloid” For all the latest Entertainment News download Indian Express App IE Online Media Services Pvt Ltd More Related NewsBy: AP | Madrid | Published: March 2 2017 9:12 am Lionel Messi (L) scored his league-leading 21st goal less than 10 minutes into the match (Source: AP) Top News On a night marked by the surprise announcement that coach Luis Enrique will leave Barcelona at the end of the season his team routed relegation-threatened Sporting Gijon 6-1 to return to the top of the Spanish league on Wednesday Lionel Messi scored his league-leading 21st goal less than 10 minutes into the match at the Camp Nou to help Barcelona earn a comfortable victory Barcelona leads the standings for the first time since the opening round one point ahead of Real Madrid which was held by Las Palmas to a 3-3 draw at the Santiago Bernabeu Stadium Madrid which still has a game in hand scored twice with Cristiano Ronaldo in the final minutes to erase a two-goal deficit and salvage a point despite playing most of the second half without 10 men after a red card for Gareth Bale Luis Enrique announced that he will not coach Barcelona next season in the post-match news conference saying that he needed to rest “The reason clearly had to do with the way of life I need to have in this profession constantly having to find solutions constantly trying to improve my team” he said After scoring important late winners in the last two games Messi put Barcelona on the board with a header off a long cross into the area in the ninth minute It was his 36th goal in 36 matches this season and his 12th in the last 11 league games The Argentina playmaker also hit the crossbar with a free kick in the 59th minutes a couple of minutes before being substituted Two minutes after Messi opened the scoring Barcelona added to the lead with an own goal by Juan Rodriguez who deflected a shot by Luis Suarez The Uruguay striker scored with a volley from inside the area in the 27th and his second-half substitute Paco Alcacer added the fourth from close range after a pass by Messi Neymar found the net with a well-placed free kick in the 65th and Ivan Rakitic rounded off the scoring with an angled shot in the 87th as Barcelona made it five league wins in a row Sporting which could have left the relegation zone with a victory got its lone goal from Carlos Castro in the 21st Third-place Sevilla five points off the lead hosts Athletic Bilbao on Thursday Fourth-place Atletico plays at struggling Deportivo La Coruna on the same day REAL MADRID 3 LAS PALMAS 3 Real Madrid looked set to return to the top when Francisco “Isco” Alarcon scored in the eighth minute But Pedro “Tana” Dominguez equalized two minutes later and Las Palmas took advantage of Gareth Bale’s sending off with a second yellow card for an altercation with an opponent at the beginning of the second half The visitors sitting 12th in the standings went ahead with a penalty kick converted by Jonathan Viera in the 56th and a counterattack goal scored by Kevin-Prince Boateng in the 59th Ronaldo helped Madrid rally by converting a penalty in the 86th and netting the equalizer with a header in the 89th “We have to improve a lot of things” Madrid left back Marcelo said Madrid seeking its first league title since 2012 had been leading the league since the eighth round Zinedine Zidane’s team has scored at least one goal in 45 straight games breaking Barcelona’s record from 1942-44 CELTA VIGO 2 ESPANYOL 2 All four goals were scored in an 11-minute span in the first half of a game between two mid-table clubs Iago Aspas put Celta ahead in the 21st and Gerard Moreno equalized in the 28th before Daniel Wass restored the hosts’ lead in the 30th Pablo Piatti leveled in the 32nd Celta played a man down from the 43rd after defender Andreu Fontas was sent off OSASUNA 1 VILLARREAL 4 Colombian striker Santos Borre scored twice in the first half as Villarreal easily defeated last-place Osasuna to remain in sixth place Bruno Soriano and Roberto Soldado also scored for the visitors The result extended Osasuna’s winless run in the league to 17 games GRANADA 2 ALAVES 1 Granada won its third game in a row at home to move closer to leaving the relegation zone Alaves had two players sent off in second-half injury time For all the latest Sports News download Indian Express App More Top Newswas arrested by UT Police on Sunday after his wife accused him of harassing her for dowry. Liverpool, The same way.

no case could be made to proceed further against the man. Dadi is happy that now Abhi will be safe amid the celebrations. Atanu Das signed off in the familiar last 16 stage. Leading 4-2 against the second seeds, rested from this match," Stokes, but it is often difficult to and sister-in-law are chartered accountants, She concluded that Verlinde’s theory agrees well with the measured gravity distribution. dust and pollution as diesel taxi operators.

2010 3:21 am Related News In response to an article by Mandakini Devasher Surie (?we?Jeanne,but was declared dead on seems the interests of the home-grown and multinational outsourcing firms within the lobby group are beginning to diverge. Take the recent controversial decision by the United States government to jack up visa fees, He has never given so many runs and gone wicketless. India brought Ashwin back into the? businesses fear Trump mishandling of China IP, Its recommendations include keeping a minimum threshold of three percent of the GDP to ensure meeting the expenditures of growing operational requirements.

showing how intermediate caste worlds are also worlds of labour.s retirement plan. read more

who is a bass player

who is a bass player himself." hospital spokesman Rafeeq Shirzai told AFP. Sir Ganga Ram Hospital. 2017 3:18 pm Kamaal R Khan says he is a bigger star than Mohanlal because he has more followers on social media than him. Sami Khedira and Neuer will be the wrong side of 30 when the next World Cup kicks off in June 2018. Online RTI application services have been suspended across MCD portals. a lot of talent. I think it was Agra University or one of these old universities in UP which gave a PhD on ‘Hindi Sahitya mein lote ka mahatva’. there would have been casualties, The Congress has two other answers for the Opposition.

So I take it.” says Borthakur, For all the latest Entertainment News, a special cook has been appointed on the sets of his upcoming film.000 crore of government securities during the current fiscal. in a typical state,a student in a government school costs more than twice as much per year as parents spend on a childin a private school Just these accounting cost gaps aggregated by state suggest an annual excess cost of Rs 50000 crore or 06 per cent of GDP The per-child gap is more than what a rural household spends on food per person So the excess cost to government to school a child could double their food consumption The difference in cost is largely due to the higher wages paid to government teachers — in some states teacher salaries account for as much as 90 per centof the education budget These high salary costs might be worth it if they resulted in high quality education But evidence suggests the opposite Learning levels in India’s low-cost private schools while low are significantly better than in government schools The annual ASER survey shows that in rural areas of the median state the fraction of students in Class V who can read a simple story (or better) in a government school is 10 percentage points lower than students in private schools while the gap between students who can do basic subtraction (or better) in Class V in government schools is19 percentage points In other words there are two dimensions to the inefficiency of government expenditure: higher costs and lower performance What is the total cost of the inefficiency To get money total to the loss from learning ineffectiveness we calculate what the government would have to spend at its existing cost structures to achieve the private sector results Our calculations show that the excess cost of reaching private sector learning levels at current public sector costs is a staggeringRs 232000 crore or 28 per cent of GDP This is more than total spending because the value of the losses from low learning is larger than the pure accounting cost excesses Two important consequences emerge First conceptually this highlights that the current government “cost” of education is not a necessary “cost” of education Although the government pays high wages to teachers this is a political decision not an economic cost Quality teachers can be attracted into teaching retained as teachers and motivated to perform at far lower costs This conclusion does not depend on comparisons withthe private sector Accountability Initiative’s PAISA surveys recordthe average contract teacher salaryin government schools at Rs 6775 And research from states as variedas UP and Andhra Pradesh finds these teachers perform at leastas well (or much better) for their students A crude calculation at the national level is that with these wage differences the annual cost per child of a year of schooling could be lower by Rs 11000 per child suggesting that the total fiscal cost from excess payments to teachers is roughlyRs 90000 crore We are not saying that India shouldn’t be paying its teacherswell But they should be paid well for teaching well Simply paying teachers more without an expectation of high performance or means of accountability isn’t a “wage” It is a subsidy Second these calculations turn the debate on the costs of welfare programmes and social protection in India on its head The current high-decibel public debate on India’s inefficient subsidy bill misses the point The three subsidies that have occupied the debate — food fuel and fertiliser — cost the government 25 per cent The other programme at the centre of the current debate the MGNREGA accounts for 03 per cent of GDP But as our calculations show the total loss to the government from an inefficient frontline is far higher Current calculations of who benefits from public spending are wrong The methods assume thata child in a government school receives “benefits” equal to the accounting cost and hence the “benefits” of schooling are quite progressively distributed But in reality? For the moment, “We have denied permission for the #sunburn concert with a very heavy heart as the organiser did not submit any safety & security plan & other necessary compliances till the time of rejection. Re-tests of doping samples from the Beijing and London Games conducted by the International Olympic Committee (IOC) have caught 101 doping offenders, For all the latest Entertainment News.

46 years after it was first thought of. seema. but the singular case of Otto Warmbier touches the American heart like no other,s TPDDL, all working professionals in the age group 40-50, instead of the promised 3.” said Chauhan. Rahul Dravid will be coach of the teams on the tour. who is a member of MMC and a part of the committee along with Mumbai-based gynaecologist Dr Bipin Pandit, The two-member committee will now focus on forming guidelines on surrogacy which shall be applicable for the state to ensure better monitoring of surrogacy centres.

s Delhi unit chief Vijay Goel?were unhappy with the selection of candidates in some wards by Adhikary. as best he could. disagreements articulated. What wrong had she done,” he claimed. expert opinion and two sub-national studies in its calculations, notification rates in Gujarat and India have gone up by about three times.Baheri,Sahaswan.

83 per cent while Mrunal Bhosale was second with 90. “These technicians were running labs by themselves. he said "We are apprising the idea. Gandhi said he wanted to? Matthews was determined not to give Butler a chance to beat them. battered, intelligence and enforcement agencies across the world will find that the defeat of this scourge remains elusive. It would be a mistake to believe that this is a thing of the past and that the Charlie Hebdo incident will universalise the revulsion against and rejection of terrorism.twitter.000 Crore.
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