0Shares0000CECAFA Secretary General Nicholas Musonye addresses the media in a past event PHOTO/Timothy Olobulu.NAIROBI, Kenya, Sep 28 – After a two- year absence, the Council of East and Central Africa Football Associations (CECAFA) is back with Kenya handed the 2017 hosting rights.At an executive committee meeting held in Khartoum, Sudan the members expressed solidarity with Kenya over the failure to host the fifth African Nations Championships (CHAN) in January 2018. The CECAFA Senior Challenge Cup, which brings together all the national teams of the 13 member countries will be held in November and December 2017.Uganda are the current champions having won a record 14th title in Addis Ababa in December 2015 after beating Rwanda 1-0 in the final.The meeting also endorsed Burundi and Rwanda to host the CECAFA Under-17 and second Women’s championships respectively in November and December.Ethiopia is the last nation to host the tournament.0Shares0000(Visited 8 times, 1 visits today)
Passive solar designs that include generous amounts of insulation can save homeowners a great deal of money in operating costs over the life of the house. But getting banks to approve loans that reflect somewhat higher construction costs can be a struggle, sometimes forcing builders to dial back their plans and deliver a less efficient house.This dilemma was at the heart of a question from a green builder and the topic of this week’s Q&A Spotlight.Danny Kelly was trying to build a house that would qualify for a Gold or Emerald rating from the National Green Building Standard. It included upgraded insulation, high performance HVAC, a solar water heater, tight building envelope, and passive solar design — in other words, all the features you’d like to see in a house.The rub was the appraiser who valued the house for loan purposes. “The appraiser and the bank said they do not give any extra ‘credit’ for green features,” Kelly wrote. “One of the comps they used was over 25 years old, so not even on par with a code house from an energy code perspective… [The] bank does not seem interested in helping much either.”The trouble with finding ‘comps’In setting the value of a house for loan purposes, real estate appraisers conduct field inspections and also must find sales of similar houses in the same area. Those are called comparables, or comps. RELATED MULTIMEDIA Seeing Red on a Green Property Appraisal — Part 1Seeing Red on a Green Property Appraisal — Part 2Seeing Red on a Green Property Appraisal — Part 3Green Building Appraisal and Financing IssuesWhen Green Poses an Appraisal ProblemGetting a Grip on Green-Home Appraisals and InsuranceA Step Toward Fairer Green Home Valuations One Broker’s Take on the Selling Power of GreenMarketing High-Performance Homes Appraisers make adjustments in value based on the age, size, and condition of houses in the same area that have sold recently. It’s part number-crunching and part intuition.“Despite my strong personal feelings, most appraisers’ hands are tied by comparable sales in your area,” writes GreenCountryHomes, a licensed appraiser. “No green comps, no chance for a realistic appraisal.”GreenCountry says an “educated appraiser” gave him a $25,000 green adjustment on a $340,000 property last year, only to have it disallowed by the bank review appraiser.Because comps in the community were so limited, GreenCountry’s $315,000 appraisal was cut to $285,000 by the bank review appraiser and the buyers walked because they thought they were overpaying by $55,000.“Green building, in many markets, is like the $1,000 bath faucet,” GreenCountry says. “The appraiser gives you no extra value for the more expensive faucet that does the same job as the $75 faucet. They have no comparables to justify the market paying more.”Lower appraisal, lower standardsGBA advisor and builder Michael Chandler detailed the shortcomings of this system in a GBA post last year.In his case, a customer was approved for a $400,000 home. Despite having a suitable lot and a design that fit his customer’s budget, the bank appraiser would not approve the actual cost of construction.Because the owners couldn’t come up with any more cash, they had to drop the passive solar and solar hot water features, along with the spray foam insulation that Chandler had recommended. The owners could add a Jacuzzi or a home theater, Chandler complained, but not features that would improve energy efficiency.“Part of the problem is that the appraisers get their data from a [Multiple Listing Service] that doesn’t necessarily show them what green features are included in the homes that have been sold,” Chandler wrote.In a GBA column earlier this year, Richard Defendorf said that rules on finding comparables for appraisals can be a real problem.“In some markets, a dearth of appraisers familiar with green construction — or perhaps even more critically, a scarcity of nearby listings with comparable green features — can frustrate prospective homebuyers and homeowners who wish to refinance,” Defendorf wrote.So how does this problem get fixed?“Find another bank,” says Robert Riversong. “Often local savings & loan institutions are both more in tune with the community and more open to different approaches.”Riversong says he had a client who successfully won a construction loan and a mortgage from an S&L for a super-insulated house even though it was built of rough-sawn lumber with a frost-protected foundation, no central heat and no flush toilet.That’s the power of a local bank that isn’t hamstrung by rigid national policy.David Meiland suggested consulting RESNET, the Residential Energy Services Network, and two offices in the U.S. Department of Housing and Urban Development.In the long term, it will take more than the understanding of local banks to fix this problem. Changing appraisal rules to allow more realistic adjustments for utility savings, and educating real estate agents on the value of green buildings also would help.That won’t happen overnight. VIDEO: How To Sell Green Homes RELATED ARTICLES
Essential Reading! Get my 3rd book: Eat Their Lunch “The first ever playbook for B2B salespeople on how to win clients and customers who are already being serviced by your competition.” Buy Now Earlier this week, Jenny Poore at Sales Engine posted My Start In Sales. She asked me to answer a bunch of questions, most of which I had already answered here. As I read her questions, I pulled the posts I wrote, so that I could give her some content.One question that I hadn’t answered was “What is your current mobile device?”Here is the gear I am using now.My main computer is a Mac Pro (Late 2013). I increased the RAM to 64GB so that I could do some of my video editing, without spending hours and hours waiting. I’ve got this computer connected to 27-inch Thunderbolt displays. All of this gear is sitting on a Geekdesk, standing desk (my posture is way better when I am working at the computer standing up, so it was a worthwhile investment for me).I also have a 15-inch MacBook Pro with a Retina display and 16GB of RAM. This very well may be the very best laptop available today. It’s as powerful as a desktop, and it is an excellent box for anything, including video and audio work. But it is becomes heavy when you carry it through airports. Most of the time, it isn’t worth the extra weight. Depending on where I am going and what my work looks like, I might carry this box with me.For short trips and wandering around town, I use the new Macbook. It’s super thin, super light, and a bit underpowered. That said, it is the perfect laptop to carry if I only need PowerPoint, email, the Web, and for me, Scrivener (the application I am now using for all of my writing). For a short trip, carrying this computer does a tremendous job of lightening the weight of what I carry with me. I bought this computer hoping it would replace the 15-Inch MacBook Pro, but it isn’t anywhere near powerful enough. But it has replaced my iPad).Since everything I do is on Apple, I carry the iPhone 6 Plus with 128 GB of memory. I have just started capturing video for a more serious commitment to my YouTube channel, and I need the space for video. The big screen is one of the best features, and it works for me, especially when I have my contacts in.I also carry the Kindle Voyage. I still like physical books, but the Kindle allows me to highlight text and take notes while I am reading. A lot of people don’t know that Amazon stores your notes and highlights on a private page (which you can share, if you choose to). This private page makes it easy to review your highlights and pull text for writing or presentations. For me, this is better than typing notes into Evernote, or writing on index cards.That’s most of my gear. What are you using now?
A Himachal Pradesh court on Wednesday gave the death penalty to three people for the murder of a four-year-old boy Yug whose skeletal remains were found in a municipal water tank two years later.Shimla Sessions Judge Virender Singh had convicted Chander Sharma, Tajender Singh and Vikrant Bakshi on August 6 for the child’s murder, but deferred the hearing on the quantum of sentence.Yug’s father Vinod Kumar Gupta, mother Pinki Gupta and grandmother Chandralekha Gupta were present in the jam-packed court as the sentence was pronounced.“My son cannot come back but I am satisfied with the verdict of death penalty for the guilty,” Mr. Gupta told PTI.The boy was abducted from the busy Ram Bazar area in Shimla on June 14, 2014 and killed after seven days, even before a ransom call was made.His remains were recovered from a Shimla Municipal Corporation water tank in Kelston area on August 21, 2016, after the probe was handed over to the CID.The prosecution said Yug was tortured, starved and forcibly served liquor before being thrown alive into a water tank.A rock was tied to him when he was thrown into the tank, it said.Yug’s killing had sent shockwaves across the city and residents took out processions and candlelight marches to express rage.Mr. Gupta had filed a missing person’s complaint at Sadar police station the day his son was abducted.A criminal case was registered on June 16, while a letter seeking a ransom of ₹ 3.6 crore was received on June 27.Three more ransom letters were received subsequently.On January 29, 2016, some municipal corporation employees found his skeleton while cleaning the tank after a jaundice outbreak in the city.Public prosecutor Randip Singh Parmar told PTI that statements of 105 witnesses were recorded in the case.The death sentence would have to be confirmed by the high court. The convicts may file appeal against it in the high court within 30 days, he added.
Nine people, including seven militants, one soldier and a civilian, were killed during operations by security forces against militant outfits in south Kashmir on Sunday, ending the Valley’s bloodiest week this year with 26 casualties.A senior police officer said six militants, including Hizbul Mujahideen’s district commanders for Kulgam and Shopian, were surrounded by an operation team of the Army, the police and the CRPF in a pre-dawn offensive in the Batagund area of Kapran village in Shopian following specific inputs.The dead were identified as Mushtaq Ahmad Mir alias Hammad from Lashkar-e-Taiba, Mohammad Abass Bhatt, Umar Majeed Ganaie alias Maaz alias Abu Hanzalla, Muhammad Waseem Wagay alias Saifullah and Khalid Farooq Malik alias Rafi alias Talha, all from the Hizb.Massive protests broke out as news of the death of militants spread. A civilian, Nouman Ashraf Bhat, among 15 injured during clashes between locals and security forces in Shopian, was declared brought dead at a hospital. Bhat had firearm injuries. Four other critically wounded protesters were admitted to Srinagar hospitals. A two-year-old baby, Hiba, was among those admitted to Srinagar’s Shri Maharaja Hari Singh Hospital for pellet injuries.In a separate operation, a Jaish-e-Muhammad militant was killed in a brief encounter in Pulwama’s Pampore area on Sunday evening.“With the elimination of the six local militants, all notorious terrorists of the [Shopian-Kupwara] belt have been successfully eliminated,” said the police spokesman.The police claimed Mohammad Abass Bhatt was involved in the brutal decapitating of 19-year-old civilian Huzaif Ashraf. A video of the killing had been posted online. “Bhatt was also wanted in the killing of Army officer Lt. Omar Fayaz, advocate Imtiyaz Khan and four police personnel in Shopian,” police said. The slain Pakistani militant was behind the gruesome killing of civilians, including slitting the throat of a local and uploading a video of it on the social media, said the police.Ganai, whose clicked pictures at Srinagar’s commercial hub Lal Chowk recently and uploaded them online, had earlier escaped from the Batamaloo encounter site in the city. The soldier killed in the encounter was identified as Nazir Ahmad of 162 Territorial Army from Kulgam.In a separate operation, one Jash-e-Muhammad militant was killed in an encounter in Pulwama’s Pampore area on Sunday evening. “Slain militant, Waseem, was a resident of Pakistan,” said the police.The separatist Joint Resistance Leaders (JRL) comprising Syed Ali Geelani, Mirwaiz Umar Farooq and Yasin Malik, called for a total shutdown on Monday.
2. He is an Olympian Pacquiao is usually given the de facto home court advantage, be it in Las Vegas or Dallas. This time, however, the Pacman will walk inside Brisbane’s Suncorp Stadium facing a hometown hero.Horn was born in Brisbane on Feb. 4, 1988 and has resided in his birthplace ever since.Come Battle of Brisbane, it’s safe to say that there will be more than 50,000 people in support of their boxing son.ADVERTISEMENT Both fighters are family men, and both also have lovable dogs.Quite some time ago, Pacquiao’s pooch Pacman reached headlines when it dogged the Filipino icon during his runs. According to the Sydney Morning Herald, Horn was called “gay” constantly during his growing up years.The verbal abuse held so much magnitude that the young Horn almost thought of suicide.“I got called ‘gay’ a lot. Words like that shouldn’t hurt me, but I was a kid. It cuts deep, especially when it’s every day. You don’t know how to stop it,” Horn told Sydney Morning Herald.“Day by day, it takes a bit of you. I know the lows you can feel. I’ve had those feelings, like suicidal thoughts. I can remember some days that I felt that because of the bullying.”6. Like Pacquiao, Horn also has a canine companion What ‘missteps’? Beneath his enigmatic identity is a man who battled demons en route to becoming a professor of the beautiful sport.Despite owning WBO and IBF’s secondary titles, Horn is still considered an unknown in comparison to the icons Pacquaio has faced.FEATURED STORIESSPORTSSEA Games: Biñan football stadium stands out in preparedness, completionSPORTSPrivate companies step in to help SEA Games hostingSPORTSMalditas save PH from shutoutSo to shine a little bit more of the spotlight on Horn, here are seven tidbits about the Aussie.1. Horn is Brisbane’s own son Cayetano to unmask people behind ‘smear campaign’ vs him, SEA Games MOST READ Sports Related Videospowered by AdSparcRead Next Robredo: True leaders perform well despite having ‘uninspiring’ boss PLAY LIST 02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games Juggling life as a schoolteacher and as a professional boxer can take a toll, and Horn does that looking for flushes, full houses, and pairs.As per Ring Magazine, Horn’s concept of a vice is playing poker. And that’s only his vice.Horn hasn’t forgotten his nerdy side as he regularly, according to The Australian, plays Monopoly every Saturday.He also likes to play a role-playing board game called Settlers of Catan. Horn, too, has a dog and it’s name is Lexie who, according to The Australian, likes to hang by Horn’s legs whenever the Aussie fighter watches television.7. Horn’s vice is poker Growing up, Horn wasn’t the fighter Australians now adore.He was the one wearing the glasses and playing board games and with such silence, Horn became a target of bullying.According to a story from The Australian, Horn was the victim of a lopsided beating when 30 bullies ganged up on him after school.Horn stood up against a bully, and what he got was a physical beatdown that changed his life.This harrowing experience led Horn to take up boxing and he’s then used that bullying episode every time he steps inside the squared circle.5. He got called ‘gay’ growing up LATEST STORIES Ross wins Best Player award; Rhodes top import Horn’s pathway to professional boxing was his short, but memorable, run in the 2012 London Olympics.The Aussie had three fights in the London Games, taking dominating wins against Gilbert Choombe of Zambia, 19-5, and Abderazzak Houya of Tunisia, 17-11.Horn, however, fell to Ukrainian Denys Berinchyk, 21-13, in the quarterfinals.ADVERTISEMENT Horn holds a Bachelor of Education degree to teach secondary school from Griffith University and he’s also worked at a child care center.4. A victim of bullying Lacson: SEA Games fund put in foundation like ‘Napoles case’ Pagasa: Kammuri now a typhoon, may enter PAR by weekend Boxer Jeff Horn of Australia poses for a photo following a press conference with Manny Pacquiao of the Philippines in Brisbane, Wednesday, June 28, 2017. Pacquiao, is putting his WBO belt on the line Sunday, July 2, against the 29-year-old Horn. (AP Photo/John Pye)Australian pugilist Jeff Horn does not have the same notoriety as Manny Pacquiao’s previous opponents.Horn, whose “The Hornet” nickname gives him some semblance of flare, actually isn’t a typical run of the mill boxer.ADVERTISEMENT Don’t miss out on the latest news and information. China furious as Trump signs bills in support of Hong Kong Another vape smoker nabbed in Lucena LOOK: Jane De Leon meets fellow ‘Darna’ Marian Rivera View comments Pagasa: Kammuri now a typhoon, may enter PAR by weekend 3. He’s a teacher Horn has built an impressive boxing resume going undefeated, 16-0-1, and strapping himself with the WBO and IBF Inter-Continental welterweight titles.He’s also the no.2 welterweight under WBO and on July 2 has a chance to become the World champion as he battles Pacquiao (59-6-2).Outside of his expanding boxing career, though, Horn rolls up his sleeves and tightens his tie for his job as a high school teacher.
His talent was never in doubt but injuries have plagued Yuki Bhambri’s promising career. After a lengthy injury lay-off, Yuki has come back strongly with some good victories under his belt and his confidence is certainly high going into Friday’s opening rubber against Serbia’s Dusan Lajovic.The difference in their rankings is huge with Yuki 90 places behind the 61st-ranked Lajovic, but considering that some of the visiting team’s top players, including Novak Djokovic, are missing, India can surely be positive. Yuki understands the expectations but says he will do what he knows best – play aggressively.”I am match-ready. It will be a tough one but that’s what Davis Cup is all about. My tennis has been good lately. We know it is a tough situation and this is how it is going to be. At the end of the day, we are here to win and not to give just a good fight. If you have to be there in the World Group, you have to beat the top 16, it is simple as that,” Yuki told Mail Today after Thursday’s practice session.In Yuki and Somdev Devvarman, the country’s top-ranked singles player, India have two players who have completely different styles of play. While Somdev believes in grinding down the opponent and is prepared to play a lengthy game, Yuki is someone who likes to be aggressive.Yuki, a former Australian Open junior champion, hopes to bank upon his aggression to counter Lajovic”Davis Cup is about teams and everyone has to contribute. Dusan has done well in the last two years but hopefully, with the crowd behind me, and if I can play as well as I can and physically handle long matches, it will be OK. Playing aggressively is what I know. I will go for my shots for that is how I have learned my tennis. It suits my game with the ball flying and going through the air quicker. I like playing fast and finishing fast. I am a completely different player than somebody like Somdev who would probably give the counter punch and run around,” added Yuki.advertisementAgainst Lajovic, who played the first round of the US Open main draw, Yuki certainly starts as the underdog but the Indian doesn’t mind that.”He is expected to win because is ranked 61st in the world. Being the underdog, it takes some pressure off you. I can play freely with the tie starting from scratch and I don’t have to think about the results of the previous matches of the tie. Yes, I will be nervous. It’s different because you are not playing for yourself here but for your country and your teammates. You have to play five sets so the mindset has to be different as well but I like challenges,” the Indian added.